BODY {
	BORDER-RIGHT: 180px solid silver; PADDING-RIGHT: 0px;  BORDER-TOP: 15px; PADDING-LEFT: 5px gray; PADDING-BOTTOM: 3px  solid silver; MARGIN: 0px; BORDER-LEFT: 180px solid silver; COLOR: black; PADDING-TOP: 3px; BORDER-BOTTOM: 0px; font-size: 100%;

scrollbar-face-color:navy;
scrollbar-arrow-color:#ff0000;
scrollbar-track-color:#EEEEEE;
scrollbar-shadow-color:'';
scrollbar-highlight-color:'';
scrollbar-3dlight-color:#00ffff;
scrollbar-darkshadow-Color:'';

}
<!--
scrollbar-face-color: #003063;
      scrollbar-shadow-color: #001D3B;
	  scrollbar-highlight-color: #6091C6;
	  scrollbar-3dlight-color: #6091C6;
	  scrollbar-darkshadow-color: #001D3B;
	  scrollbar-base-color: #003063;
	  scrollbar-arrow-color: #F2F2F2;

-->
TD, TR {
	BORDER-RIGHT: 0px; PADDING-RIGHT: 0px; BORDER-TOP: 15px; PADDING-LEFT: 0px; PADDING-BOTTOM: 3px; MARGIN: 0px; BORDER-LEFT: 0px; COLOR: black; PADDING-TOP: 3px; BORDER-BOTTOM: 0px;

}

TD.margin, TR.margin {
	BORDER-RIGHT: 0px; PADDING-RIGHT: 0px; BORDER-TOP: 0px; PADDING-LEFT: 0px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: 0px; COLOR: black; PADDING-TOP: 0px; BORDER-BOTTOM: 0px;
}

DIV {
 	COLOR: black; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 95%; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;font-weight:bold

}

DIV.blue {
 	COLOR: blue; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 80%; font-weight:bold;  PADDING-LEFT: 15px; PADDING-RIGHT: 15px;

}

DIV.greywhite {
 	COLOR: white; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 80%; font-weight:bold;  PADDING-LEFT: 15px; PADDING-RIGHT: 15px;

}

DIV.form {
 	COLOR: black; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;  BACKGROUND: aqua; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;

}

.greywhite {
 	background: #023a67;

}


DIV.blueindent {
 	COLOR: #023a67; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 95%; font-weight:bold; PADDING-LEFT: 45px; PADDING-RIGHT: 15px; BACKGROUND: white; text-indent: -33px;

}

DIV.line {
             COLOR: #023a67; FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 95%; font-weight:bold;
 	line-height:125%; PADDING-LEFT: 0px; PADDING-RIGHT: 0px;

}

P.summary {
 	COLOR: blue; FONT-FAMILY: Verdana, Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE:100%; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;

}

P.explain {
 	COLOR: black; FONT-FAMILY: Georgia, "Times New Roman", Times, serif; padding-top:0; FONT-WEIGHT:heavy; FONT-SIZE:100%; font-style:italic; TEXT-ALIGN: left; BACKGROUND:"white"; BORDER-RIGHT: 0px; PADDING-RIGHT: 15px; BORDER-TOP:15px; PADDING-LEFT: 15px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: 0px; COLOR: black; PADDING-TOP: 3px; BORDER-BOTTOM: 0px;
}

P.pageupdate {
 	COLOR: black; FONT-FAMILY: Georgia, "Times New Roman", Times, serif; padding-top:0; FONT-WEIGHT:normal; FONT-SIZE: 95%; font-style:italic; TEXT-ALIGN: center; BACKGROUND: silver; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;
 BORDER-RIGHT: 0px; BORDER-TOP:0px; PADDING-BOTTOM: 0px; MARGIN: 0px; BORDER-LEFT: 0px; PADDING-TOP: 3px; BORDER-BOTTOM: 0px;
}

P {
	 COLOR: black; FONT-FAMILY:  Verdana, Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 100%; PADDING-LEFT: 15px; PADDING-RIGHT: 15px; BACKGROUND: white;
}

P.indent {
		COLOR: black; FONT-FAMILY:  Georgia, "Times New Roman", Times, serif; FONT-SIZE: 100%; PADDING-LEFT: 45px; PADDING-RIGHT: 15px; BACKGROUND: white; text-indent: -33px;
}
pre {
	 COLOR: black; FONT-FAMILY:  Georgia, "Times New Roman", Times, serif; FONT-SIZE: 100%; PADDING-LEFT: 15px; PADDING-RIGHT: 15px; BACKGROUND: white;
}

LI {
	 COLOR: black; FONT-FAMILY:  Verdana, Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 100%; PADDING-LEFT: 15px; PADDING-RIGHT: 15px; BACKGROUND: white;
}

H1 {
	FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:normal; FONT-size:200%; TEXT-ALIGN: left;  BACKGROUND: white; COLOR: #023a67;  
           margin-top:-3px; margin-bottom:-3px; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;
 
}

H1.derek {
	FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:normal;  BACKGROUND: blue; COLOR: white;  
           margin-top:-3px; margin-bottom:-3px; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;

    height:50px;
    width:100%;
    font-size:40px;
    text-align:center;
 
}

img.h1 {
	FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:normal;  BACKGROUND: white; COLOR: #023a67;  
         
    height:61px;
    width:561px;
    font-size:xx-large;
    text-align:center;
 
}

H2 {
	FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:normal; FONT-size:130%; TEXT-ALIGN: left; BACKGROUND: white; COLOR:#023a67; margin-bottom:-1px; margin-top:-1px; PADDING-LEFT: 15px; PADDING-RIGHT: 15px;
}
H3 {
	FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; COLOR:#023a67; FONT-WEIGHT:normal; margin-bottom:-1px; PADDING-LEFT:15px; PADDING-RIGHT: 15px;
}

H4 {
	FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:heavy; TEXT-ALIGN: left; BACKGROUND: white;  COLOR :"#023a67"; PADDING-LEFT:15px; PADDING-RIGHT:15px;
}

H4.derek {
	FONT-FAMILY: Arial, Helvetica, Geneva, SunSans-Regular, sans-serif;
	FONT-WEIGHT:normal; BACKGROUND:blue; COLOR:white;  
           margin-top:-3px; margin-bottom:-3px; PADDING-LEFT:15px; PADDING-RIGHT: 15px;

    height:25px;
    width:100%;
    font-size:20px;
    text-align:center;
 
}
A:link {
	BACKGROUND: none transparant; border:1px none transparant; FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-WEIGHT:bold; FONT-SIZE: 92%; COLOR: blue
} 
A:name {
	BACKGROUND: white; border:1px white; FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 92%;  FONT-WEIGHT:bold; COLOR: red
}
A:visited {
	 BACKGROUND: none transparant; FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE: 92%; FONT-WEIGHT:bold; COLOR: purple
}
A:active {
	BACKGROUND: yellow; FONT-FAMILY:  Arial, Helvetica, Geneva, SunSans-Regular, sans-serif; FONT-SIZE:92%;  FONT-WEIGHT:bold; COLOR: red; 
}
A:hover {
	COLOR: fuchsia; 
}

a.noshow:link {
	 COLOR: blue
} 
a.noshow:name {
	 COLOR: red
}
a.noshow:visited {
	 COLOR: blue

}
a.noshow:active {
	BACKGROUND: yellow; FONT-WEIGHT:bold; COLOR: red; 
}
a.noshow:hover {
	COLOR: fuchsia; 
}

a.menu:link

{

text-decoration:none;

color:#FFFFFF;

background:blue;

width: 130px;

display:block;

}



a.menu:active

{

text-decoration:none;

color:#FFFFFF;

background: red;

width: 130px;

display:block;

}



a.menu:visited 

{

text-decoration:none;

color:#FFFFFF;

background:blue;

width: 130px;

display:block;	  

}



a.menu:hover

{

text-decoration:none;

color:#FFFFFF;

font-weight:bold;

width: 130px;

background: red;

display:block;	  

}



a.nochange:link { color: blue; text-decoration: none; background: silver; } 
a.nochange:hover { color: blue; text-decoration: none; background: silver;} 
a.nochange:visited { color: blue; text-decoration: none; background: silver;} 
a.nochange:active { color: blue; text-decoration: none; background: silver; } 
a.nochange:name { color: blue; text-decoration: none; background: silver; } 

HR {
	COLOR: gray; HEIGHT: 4px; WIDTH: 100%;
}
.addmargins {
	MARGIN-LEFT: 3%; MARGIN-RIGHT:3%
}

.red { color:#980034;}

a.nochangered:name { color: #980034; text-decoration: none; background:white; } 

.blue { color:#044476;}

.h3blue { color:#044476; font-size:200%;}

.maroon { color:#740067;}

.grey { color:#636363; text-align:center;}